Your money,
perfectly planned

Budz gives every dollar a job, tells you exactly what’s safe to spend today, and keeps bills, goals and your whole household on one plan.

Start your free week See how it works

7 days free, then $39.99/year. Cancel anytime.

Safe to spend

One number you can trust, every single day.

Budz takes your planned spending, subtracts what you’ve already spent and every bill due before payday, then spreads the rest across the days you have left. Check it before you tap your card. That’s the whole habit.

  • Updates the moment you log something
  • Bills are set aside before they land
  • Paced to your real payday, weekly or monthly
ATOur Home
Safe to spend
$1,136
≈ $43 a day · payday in 26 days
Ask Budz about your money
How today’s number is made
Planned spending$2,989
−Already spent$277
−Bills before payday$1,576
=Left to spend$1,136
÷Days until payday26
Safe to spend today$43
Everything in one app

Built for how money actually moves.

1Plan

Give every dollar a job

Split each paycheck across rent, groceries, fun and savings. Budz counts down what’s left to assign until the plan balances, then tracks spending against it all month.

Plan vs. spendingUnlimited categoriesMonths of history
Budz Budget screen: a donut chart of $3,540 planned out of $4,200, with $660 left to assign
2Log

Log a coffee in two taps

A big keypad, your categories and today’s date already picked. Choose the wallet it came from, make it recurring, or keep it out of the budget with one switch.

Expense, income, transferRecurringNotes
Budz New expense screen with a $12.50 coffee and a numeric keypad
3Wallets

Every account in one glance

Everyday, savings, cash: each wallet is a folder with a live balance, and your net worth sits on top. Move money between wallets in a tap.

Net worthTransfersArchive old wallets
Budz Wallets screen showing Everyday, Savings and Cash folders and a $5,910 net worth
4Goals

Goals that pace themselves

Pick a target and a date. Budz works out the monthly amount ($321 a month gets a $6,000 rainy-day fund there by October 2027) and shows your progress live.

Monthly targetLive progressNudges
Budz Goals screen with a Rainy Day Fund at 36%, $2,150 of $6,000
5Ask Budz

Just ask Budz

How much can I spend today? Where did my money go this month? When is my next bill? Ask in plain words and get straight answers from your own numbers.

Am I on track?Where did it go?Next bill?
Ask Budz chat answering: about $43 a day, and $277 spent this month
Budget builder

See your plan as a map.

Every category is a tile sized by the money you give it. Change one and the whole map reflows, live, until there’s nothing left to assign.

  • Balance to income in one tap
  • Flip between your plan and what you actually spent
  • Undo, redo and share the plan
$660 left to assign
Tap a tile to change it · $3,540 of $4,200
Goals

Save for what matters.

Pick a target and a date. Budz works out the monthly amount, paces it to your paydays and shows you exactly how far you’ve come.

A cosy reading corner on a rainy evening12 mo

Rainy day fund

Three months of essentials, just in case.

$2,150 of $6,00036%

$321 a month gets you there by Oct 6, 2027

Add money
Lisbon rooftops at sunsetIn progress

Lisbon in spring

Flights, a week by the sea and too many pastéis.

$1,340 of $2,40056%

$1,060 to go

Add money
The little things

Small touches that make it stick.

Bills, never missed

Add a bill once. Budz reminds you the day before it’s due and sets the money aside in safe-to-spend before it leaves.

Rent TomorrowEveryday wallet$1,260
InsuranceEvery month$120
PhoneEvery month$80

Private by default

Lock Budz with Face ID. No bank logins to hand over, and your plan syncs securely between your devices.

Face ID lockNo bank loginSynced securely

Answers, not charts

Ask Budz about any wallet, bill or month and get a plain answer in seconds.

How much can I spend today?
About $43 a day

$1,136 is left after $1,576 in upcoming bills. Payday is in 26 days.

Where did my money go this month? →When is my next bill? →

Where it went, at a glance

A running line of this month’s spending against your usual pace, plus the categories doing the most damage.

Spent in October$277 of $3,540 planned
  • Groceries$145
  • Fuel$52
  • Eating out$47
  • Health$18

Twelve currencies

Budget in the money you actually earn and spend.

USD · EUR · GBP · CAD · AUD · INR · JPY · CHF · MXN · BRL · SGD · ZAR

Your data, yours

Export every transaction to CSV whenever you like.

Gentle nudges

A daily check-in, bill reminders and a Monday-evening summary. Keep the ones you like.

Budget together

One plan for the whole home.

Money goes further together. Invite people to share bills, goals and spending in one plan: everyone logs, everyone sees the same safe-to-spend.

ATJMOur Home
Safe to spend, together$1,136
JMGroceries, $64.20Logged by JM · just now
One plan for the home

Shared bills, goals and spending in a single budget.

Everyone logs, everyone sees

Balances update for both of you the moment anyone adds something.

Invite in seconds

Send an invite by email, or switch between budgets any time.

Getting started

Set up in a few taps.

The same three steps you’ll see the first time you open Budz.

1Tell us about you

Who are you planning for?

Just meKeep my own spending on track and save more
Me and my partnerOne shared plan for our home and bills
Irregular incomePlan around each payment as it comes in
2Your paycheck

Let’s start with your paycheck

$4,200
per month
How often do you get paid?
WeeklyEvery two weeksTwice a monthMonthly
Payday
1st15th25thEnd of month
3Your first plan

Building your first plan

  • Starter categories
  • Monthly amounts for each
  • Paced to your payday
Budz Plus

Know what you can spend. Every day, every paycheck.

  1. Today: Instant access

    Every Plus feature, free for 7 days

  2. Day 5: Trial reminder

    We’ll notify you before your trial ends

  3. Day 7: Plus begins

    You’re charged then, cancel anytime in the 24h before

What you get

  • Plan & track. Unlimited categories, wallets and months of history
  • Bills, never missed. Reminders the day before anything is due
  • Goals that add up. As many goals as you like, paced to your paydays
  • Budget together. Share a budget with your partner or household
Try for 7 days

Free access for 7 days, then $39.99/yearCharged yearly $39.99. Cancel anytime.

How do I cancel?

Open Settings → your name → Subscriptions → Budz, then tap Cancel. Do it at least 24 hours before the trial ends and you won’t be charged.

By subscribing you agree to the Terms of Use and Privacy Policy.

Questions

Good to know.

Do I need to connect my bank?
No. Budz never asks for bank logins. You log spending yourself in a couple of taps, which is also what keeps you aware of it.
How is “safe to spend” worked out?
It’s your planned spending for the month, minus what you’ve already spent and the bills due before payday, divided by the days until payday.
Can I share a budget with my partner?
Yes. Invite people by email to share one plan with bills, goals and spending all in sync. You can switch between budgets at any time.
What happens after the free week?
On day 7 your yearly plan starts at $39.99. We remind you on day 5, and you can cancel anytime in the 24 hours before you’re charged.
Which currencies can I use?
Twelve: US dollar, euro, British pound, Canadian dollar, Australian dollar, Indian rupee, Japanese yen, Swiss franc, Mexican peso, Brazilian real, Singapore dollar and South African rand.
Can I get my data out?
Any time. Export your transactions to CSV from Profile → Export data.

Give every dollar a job.

Seven days of everything, free. Set up your plan tonight and know exactly what tomorrow can cost.

Download for iPhone

No payment due today · Easy to cancel, no hidden fees